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07/14/2004: "Busy"

Things have been hectic for me lately, lots of deadlines + move-in for new apartment and some other issues.

Grandparents are coming on 7/20/04 and Wendy's parents are coming to visit a few days later. Hopefully we'll have been all moved in by then.

After looking at condo/townhome prices in the bay area I've realized that maybe I shouldn't have bought a car and all these new things. The prices here are outrageous!

..::begin rant::..

Wendy and I looked at a townhouse on the same block as Afghani House on El Camino and it was going for $740K with $250 in association fees!

A townhouse costing 3/4 mil.

When did prices get so insane? I went to a loan calculator and found out that in order to afford that house with a 20% downpayment ($150k) and borrowing $600k I'd need to make 150k+ to qualify.

What's worse is that they've got low income housing lots for that area that were selling for $330k, but I didn't qualify-- which sucked bigtime.

In any case, I've come to the realization that I might not be able to afford a house/condo etc.

..::end rant::..

To end things on a happier note, I love the new treo. The biggest improvements aside from form factor are:

1) SD/MMC expansion slot
2) Palm OS 5.2
3) Verichat software (Integrated messaging client although its horrendously expensive!)
4) Ptunes (Mp3 player)
5) Battery life

Things they could have improved upon:

1) Screen resolution (320x320 instead of 160x160)
2) 802.11 & Bluetooth connectivity
3) Flash + high resolution camera
4) 3.5mm instead of standard 2.5mm headset jacks.

Despite the drawbacks, the treo 600 is probably the best pda/phone combo on the market-- I love it!

Replies: 2 Comments

every loan calculator i found online said i didn't qualify, but after i talked to the loan agent, they said i was a-okay. so you might want to talk to a loan guy. i went to dave's dad, he was good. also, in santa clara county, they have a no interest 5k loan that can go towards anything. they have some limitations, but something to consider as well.

mags said @ 07/15/2004 10:48 AM PST

"What's worse is that they've got low income housing lots for that area that were selling for $330k, but I didn't qualify-- which sucked bigtime"

I think it's probably a good thing that you don't qualify for low income housing :)

Dennis said @ 07/14/2004 10:51 AM PST